Access the Best Car Loan Rates and Terms on the Market
Too busy to spend hours analysing the vast car loan market for the best rates and terms for your financial situation? The answer is simple, don’t do it. Hand the tedious task over to our experts at Easy Car Finance. We can source multiple car loan quotes quickly and seamlessly, without impacting your credit score.
This calculator comparison chart is provided for general reference purposes only. It is not in any way intended as a loan application, it is not a quote for finance or any indication that an application has been received or approved. The repayments quoted may not include all the fees and charges that may be applicable. The interest rates and the repayments displayed do not account for any conditions pertaining to your individual loan application. Therefore the interest rate and repayment you may be offered may vary from the amount shown.
When you engage our services, we liaise with the lender on your behalf to negotiate the best loan solution for your financial situation. Instil confidence in our brokers by giving our office a call, or by connecting with us online.
Our services are extremely convenient and highly beneficial for individuals in the market for a new or used car. Whether it’s for private recreational use or commercial purposes, we know the car loan market like the back of our hand. Let us leverage our extensive panel of 80+ banks and lenders to easily locate and access the most suitable financing options for you.
- Accredited with 80+ banks and lenders
- No referral needed to commence process
- Personal and commercial car lending
- No impact to Your Credit Score
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Unlock Low Rate Car Finance with Tailored Payments
Our services are extremely convenient and highly beneficial for individuals in the market for a new or used car. Whether it’s for private recreational use or commercial purposes, we know the car loan market like the back of our hand. Let us leverage our extensive panel of 80+ banks and lenders to easily locate and access the most suitable financing options for you.
Know which car is going to best suit your needs? At Easy we finance all types, makes and models of car to suit varying buyer needs. Save time and money by taking advantage of our long-standing industry connections and be matched with the right lender for your financial requirements. Our services are easy to access and completely personalised. To talk more about what we can offer you, give our office a call or connect with us online.
What our brokers can do for you
Smooth, simple and stress-free financing is a dream. Make it reality by talking to our expert brokers for your new or used car loan. Gone are the days of spending hours analysing the vast lending market to find a quote that kind-of matches your financial wants and needs. Get a perfectly tailored car loan with the best possible interest rate, terms and conditions by coming to Easy.
Car loan brokers are not banks or lenders. Instead, brokers have what is called ‘accreditation’ with banks and lenders, meaning we are approved to source financing through a range of financiers for our customers. Our panel of financiers is extremely widespread and enviable within the finance sector with 80+ banks and lenders on our database.
With so many credit product options available to us, we are able to present the best possible deals to our clients. Not only that, but we can also find the best possible rates currently available on the market and select the lender that is best suited to each customer.
Access to the right lender is a critical factor when it comes to financing a new or used car. Borrowers who focus solely on the interest rate are often caught off guard when they realise how the features of their loan product influence the total cost of the loan. The suitability of certain lenders for borrowers is also often disregarded, as well as the damage to an individual’s credit score that can occur if they individually request multiple car financing quotes.
As specialists in car finance, we know the lending market and how lenders go about approving applications. Let us analyse the products currently available on the market and determine which lender is going to provide the best rate. We can source multiple quotes for car finance without impacting your credit score. Give us a call now and we’ll match you with your ideal lender and ensure you get the right loan product at the best rate.
Tailored Car Loans
Smooth, simple and stress-free financing is a dream. Make it reality by talking to our expert brokers for your new or used car loan. Gone are the days of spending hours analysing the vast lending market to find a quote that kind-of matches your financial wants and needs. Get a perfectly tailored car loan with the best possible interest rate, terms and conditions by coming to Easy.
Expert Brokers
Car loan brokers are not banks or lenders. Instead, brokers have what is called ‘accreditation’ with banks and lenders, meaning we are approved to source financing through a range of financiers for our customers. Our panel of financiers is extremely widespread and enviable within the finance sector with 80+ banks and lenders on our database.
Unbeatable Rates
With so many credit product options available to us, we are able to present the best possible deals to our clients. Not only that, but we can also find the best possible rates currently available on the market and select the lender that is best suited to each customer.
Find the Right Lender
Access to the right lender is a critical factor when it comes to financing a new or used car. Borrowers who focus solely on the interest rate are often caught off guard when they realise how the features of their loan product influence the total cost of the loan. The suitability of certain lenders for borrowers is also often disregarded, as well as the damage to an individual’s credit score that can occur if they individually request multiple car financing quotes.
Expert Loan Matching
As specialists in car finance, we know the lending market and how lenders go about approving applications. Let us analyse the products currently available on the market and determine which lender is going to provide the best rate. We can source multiple quotes for car finance without impacting your credit score. Give us a call now and we’ll match you with your ideal lender and ensure you get the right loan product at the best rate.
All Makes and Models: Our Full Suite of Car Funding Options
For whatever car you want to buy, for whatever reason, our experienced and knowledgeable car finance brokers at Easy Car Finance have a comprehensive number of secured and unsecured financing options on offer, as well as the full suite of commercial credit facilities – Chattel Mortgage, Leasing, Rent-to-Own, and Commercial Hire Purchase.
Get a quote tailored to your specific financial needs and credit profile by giving our office a call or connecting with us online.
- Secured and unsecured car financing
- Credit for commercial and private car purchasing
- Chattel Mortgage, Leasing, CHP, Rent-to-Own
Financing Your New or Used Car with Easy Car Finance
Define Your Buyer Profile
Access More Lenders
Save Time with 24-Hour Approvals
Work with New and Used Car Loan Brokers
Get Individually Negotiated Loans
Car loan brokers deliver numerous benefits to both business and personal customers. We know the lending market and can easily identify which lenders are currently offering the lowest rates in the motor vehicle finance sector.
We leverage our skilled negotiation techniques to obtain the best rates, terms and conditions for each of our individual customer profiles and objectives. Let us deliver personalised car finance options in a fraction of the time it takes you to find a fitting deal. Our service is streamlined, fast and reliable thanks to our expert brokers who are individually assigned to each customer.
Through Easy, buyers can source financing for all types of new and used cars, for both recreational purposes and commercial operations. Not only that, but thanks to our direct lender contacts, we process applications for funding quickly and can also assist in the settlement process by liaising with the lender and car dealer after approval has been granted.
If you’re after a commercial car loan, we can negotiate on the finance structure to deliver the best repayment schedule for your cash flow. This includes the option to incorporate a balloon payment or residual. Our online tools are easy to access to help buyers plan their finances and make better buying decisions.
Check out our free, quick and easy online car loan calculator. It’s available for all loan options, allowing buyers to calculate estimates on different credit types prior to applying and/or buying.
How our Brokers Operate to Find the Best Car Loans
Want to know how we find the best car loans on the market? It’s Easy! Start the process by giving us a call, or by connecting with us online. Our initial consultation will involve gathering information and details of the car intending to be purchased, as well as the financial situation of the buying individual or company.
With this initial information, we quickly identify which of our 80+ banks and lenders is going to match the customer profile and requirements. After sourcing a quick quote for your car loan, with your approval, we then proceed to the next step – completing an application for finance. Applicants will need to provide some specific information related to the type of loan they are seeking – personal or commercial.
Following this, we handle the rest of the application process. Sit back while we negotiate with our lenders for the best rates, the best loan terms, and the best repayment schedule. Once we have achieved what we set out to, we will then present a range of offers to the buyer and explain in full detail to ensure the buyer fully understands the loan prior to committing to it.
Once the buyer understands the terms and conditions of the car loan and is happy with it, the offer can be accepted and the application is processed to finalise the details. For prompt settlement, our brokers can also liaise between the buyer and seller to ensure the buyer can take home their new or used car that day. Let us effectively and professionally manage your car loan experience – from the first point of contact right through to final settlement and car delivery.
We also offer pre-approval for individuals looking to purchase a car at a car show, auction or by private sale. Make an application today by talking to our highly trained brokers.
- Apply online or over the phone
- Pre-approval available
- Streamlined and easy application process
- Get individually sourced and negotiated car finance
The most frequently asked of the questions
What is a car loan broker?
Car loan brokers are professionals who are accredited to source financing options from multiple banks and lenders for clients who want to finance a vehicle. Car loan brokers are not lenders, instead we have connections with a wide network of financiers to find the best deals for our clients.
What services does Easy Car Finance offer?
At Easy Car Finance. We offer personalised car loan services. This includes sourcing multiple quotes for our clients (without damaging their credit score), negotiating loan terms, and facilitating the application and settlement process for both personal and commercial car financing. We have financing options for both new and used cars with a range of secured and unsecured financing products, and commercial credit facilities.
Why should I use a car loan broker?
When you use a car loan broker, you save time and effort. Our expert knowledge of the lending market is a huge drawcard when it comes to identifying the best rates and terms for each individual financial situation. We also help buyers avoid any negative impacts to their credit score which can often occur when an individual makes too many direct applications to lenders.
Will applying for a car loan affect my credit score?
No. You will not impact your credit score by applying for a car loan through one of our brokers at Easy Car Finance. We can source multiple quotes at once without submitting multiple applications to lenders.
What car financing options are available?
At Easy, we have a number of financing options for personal and commercial loans. Our personal loans can be secured or unsecured. Our commercial financing solutions include Chattel Mortgage, Leasing, Rent-to-Own, and Commercial Hire Purchase.
How long does the loan approval process take?
Depending on the specific details of the application and the lender being applied to, the loan approval process can be very fast. We often achieve approvals within 24 hours.
Does Easy offer pre-approval for a car loan?
Yes. At Easy we offer pre-approval for individuals looking to purchase a car. Generally pre-approval is necessary when attending a car show, auction, or purchasing a car via private sale.
How do I apply for a car loan?
To apply for car financing with one of our brokers, contact our Easy Car Finance office online or over the phone. We will spend some time gathering information about your financial situation and the vehicle you want to purchase. Following this, our dedicated and knowledgeable brokers will handle the application process on your behalf.